Accepting credit cards in your home-based businesses makes your business more attractive to your customers, who appreciate the convenience of charging their purchases. The ability to accept credit cards increases your sales, by letting your card-carrying customers make impulse purchases that put extra profit in your pocket.

Plus, a merchant account give your home-based businesses more credibility and the appearance of being more established than those businesses that accept only cash and checks.

How to Get Started:

First, you’ll need a merchant account, which is where credit card payments will be deposited. However, getting approval for a merchant account through a local bank can be difficult, as many banks refrain from providing merchant services and credit card processing capability to new or established home-based businesses, particularly for online businesses that lack a brick-and-mortar counterpart.

So home-based business owners like you work with The Neil Group to get set up to take credit cards quickly.... even those who have less-than-perfect credit history.

Credit Card Processing Options:

• If you have your own web site, then setting up a your site with a secure payment gateway and a shopping cart is one option. Incorporating a shopping cart (which includes the product catalog and purchasing interface) into your web site provides the most convenience for your customers. It also means fewer lost sales, since customers won’t be redirected to other sites for payment, during which time they may change their mind about their purchase decision.

• If your don't have a web site, you still have several options for accepting credit cards. One is to use a virtual terminal, where you log on to a web site and enter your customers’ credit card information for payment authorization. Or, you can choose to use just a touch-tone phone to enter the credit card information and receive immediate notification of approval. You can also purchase or lease the equipment needed to swipe credit cards in your own home if you usually see your clients in person.

Contact us for more information at 615.846.3000 or click here to have one of our associates contact you.